Now Accepting Applications

Skagit Habitat for Humanity is now accepting applications for our Parkside Cottages in Anacortes! This is a unique opportunity to own a permanently affordable home while paying no more than 33% of your gross monthly income.

With the current housing market out of reach for many, Skagit Habitat’s Homebuyer Program helps low-income families and individuals achieve affordable homeownership. With a steady, affordable mortgage, our Homebuyers can grow their savings and invest in their families’ future. Parkside Cottages in Anacortes is the perfect opportunity for smaller families and individuals to achieve this dream!

One of Skagit Habitat for Humanity's affordable duplex units in Anacortes. The home is two stories with grey paint and a concrete sidewalk path along the outside.

Applications for Parkside Cottages are reviewed in the order they are received, and the application period will close once qualified future homebuyers are selected—so we encourage you to apply as soon as possible.

We’re also excited to share that we’ve expanded our qualifying income range. Click here to view the updated income requirements.

Parkside Cottages in Anacortes

Parkside Cottages in Anacortes includes eight units arranged as four duplexes. Located just off 29th Street and right across from Storvik Park, it’s an easy walk to both the park and downtown Anacortes. Each two-story unit is about 1,048 square feet and features two bedrooms and one-and-a-half bathrooms. Each home shares a wall with its neighboring unit.

Finished bathroom at Skagit Habitat for Humanity's 8-home construction project in Anacortes, Washington. A small bathroom with a lightly colored bathroom vanity and sink and lights above it facing the door looking into the hallway of the upstairs.

Parkside Cottages Qualifications:

  • Household Size: 1–4 people

    • Maximum of two children per bedroom
    • Children of opposite sexes may not share a bedroom

  • Employment History:

    • At least two years of consistent income in the same job or career field

  • Credit & Debt-to-Income (DTI):

    • Minimum credit score of 620
    • Debt-to-income ratio of 43% or lower

  • Income Range:

    • Combined gross household income between 65%–80% of Skagit County’s Area Median Income (AMI), based on household size. Click here to view the updated income requirements.

Homebuyer Program Qualifications:

  • Residency:

    • Applicants must be a U.S. citizen or permanent legal resident
    • Must have lived in Skagit County for at least one year

  • Housing Need:

    • Currently living in inadequate or substandard housing, or
    • Spending 50% or more of household income on rent

  • Willingness to Partner:

    • Once selected, future Homebuyers must complete a certain amount of “Sweat Equity” hours by volunteering at the construction site, Skagit Habitat Store, or other Skagit Habitat-related events
    • Once selected, future Homebuyers must complete required program courses and attend meeting

  • Ability to Repay:

    • At least two years of documented income demonstrating financial stability
    • Ability to qualify for a mortgage loan through a lender

To view additional Homebuyer Program requirements, click here.

If you’re ready to take the next step towards affordable homeownership in Anacortes, we encourage you to apply today!

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